How to Get Started With Apple Care Family

 Apple Card is going to begin in May with a ton of new and unique features. Now, users will share the card with other people, merge credit lines, and much more.

Recently, Apple has introduced the latest addition to its credit card, Apple Card Family. No doubt, it is going to appeal to a large number of couples and families. It was one of the few announcements from the Spring Loaded event launched by the tech giant on April 20. The announcement proved to be the most useful and convenient one for the people who use the card regularly.

Apple introduced its first Apple Card in the year 2019, which was its first strike into the credit card market. It is exclusively available on the iPhone with a 3 percent cashback offer on purchases. It means it returns 1 to 3 percent to the users of their daily purchases at the end of each day. Currently, no other card is offering such cashback facilities in the market.

Plus, it does not ask for any fees. For example, being the user, you don’t need to pay any transaction fee, annual fee, and any late fee. While it can’t be considered as the best credit card when thinking about perks and rewards it offers, it still comes integrated with the Apple Wallet app that makes it excellent.

You can find perfectly listed purchases, organized spending by categories, and above all, Apple encourages its users actively every month to pay their balance amount on time. Now, Apple has decided to make its Apple Card more appealing to its users and people. It is evident with the arrangement that the tech giant wants more and more people to use its card. Apple Card Family has been designed to make it more usable and functional among households with more members.

The tech giant had said that people could use Apple Card Family to track purchases and manage to spend. Moreover, they can build credit with their Family Sharing group together. Apple Card Family allows two people to own an Apple Card jointly and merge and share their credit lines while building credit equally together.

The users of Apple Card Family can add up to five people to their account on the card and share their card with them in Apple Wallet, provided they should be the member of the same Family Sharing group. Here, it would be best to keep in mind that all the users you want to invite to the Family sharing group should be above 13 years of age.

Above all, it allows parents to share the card with their children while offering specific controls and spending limits to help teach safe and smart financial habits.  The company will report all users’ activities having an account on Apple Card Family, including negative or positive, to the credit bureaus. It will help the participants and Apple Card co-owners who have opted in to credit reporting.

Existing Owners of Apple Card Can Merge Their Accounts

What has made the Apple Card Family more interesting is that it can be used by people who are already using an Apple Card. For example, if the two people are in a relationship and both are using an Apple Card, they can merge their accounts to get a more streamlined experience.

It includes even the combined credit line and the two accounts’ lowest APR. As far as user experience is concerned, the tech giant has covered everything from basics to advance, making users comfortable while using the card and attracting more users.

The users and co-owners having shared Apple Cards will receive cashback daily on their purchases which will be applicable. The users under 18 will get additional tools to learn how to use and spend responsibly and independently.

Now, the users must be excited to know when the feature will be rolled out. Apple has made it clear that it is going to roll out this feature this May. With this, the tech giant is working on an iOS update to make it available as soon as possible. It will help the users update their device to the latest software version and access Apple Card Family.

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Source: https://blanchektechnologyhub.wordpress.com/2021/04/28/how-to-get-started-with-apple-care-family/